Nearly 70 percent of older Americans endorse the concept of individual health savings accounts to help cover medical expenses in their later years, a new survey finds. The accounts would involve setting aside 1 percent of income to handle expenses not covered by Medicare, the federal insurance program for people aged 65 or older. The […]
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Medicare is a governmental program which provides medical insurance coverage for retired persons over age 65 or for others who meet certain medical conditions, such as having a disability. Medicare was signed into legislation in 1965 as an amendment to the Social Security program and is administered by the Center for Medicare and Medicaid Services […]
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One of the great benefits of working at a full time job, is that often times your employer will provide health insurance. This insurance doesn’t come free, most likely a portion of your salary is deducted to cover it’s costs, however because you are under a company you can achieve greater discounts through group rates. […]
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Globe life insurance offers adults term life insurance coverage with no medical exam required. Your coverage can never be reduced or cancelled due to your health or occupation. Globe Life Insurance offers people age 78 or under up to $30,000 of term life insurance with no exam required. Many individuals and couples choose Globe Life […]
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Prescription prices are skyrocketing out of control. The average person is now spending over $250 a month at the pharmacy counter. With the new Medicare Part D plan, the government is stepping in to try and alleviate some of these expenses. The plan is riddled with problems, delays, and confusion. Taking control of your own […]
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If you rent a home or apartment instead of owning a house outright you may not think you have a need for insurance or believe that it is even available to you for that matter. The truth of the matter is that regardless of whether you own or rent it is a good idea to […]
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Home owner insurance can be confusing, and shopping for a home owner insurance quote can sometimes only add to that confusion. There are many factors that go into determining your home owner insurance quote where do you start? Any home owner insurance company with which you decide to do business is going to provide you […]
Continue ReadingIf you are between jobs or are awaiting another health insurance policy to come into effect you may find that you have a gap in your health insurance coverage. This period is a high risk as you are effectively uninsured when it comes to health insurance. So what are you to do in this interim […]
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Health insurance is expensive here in Arkansas just as it is everywhere else in the country. In fact, health insurance is so expensive that approximately 17% of the citizens of Arkansas have no health insurance coverage at all, and with prices continuing to rise and more and more companies canceling their group coverage, the situations […]
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Over 30 million Baby Boomers provide countless hours of assistance to elderly parents at no charge. It is estimated that, using average hourly wages, the total amount of this uncompensated care is comparable to the entire Medicare budget. For the estimated 7 million Boomers who provide long distance care, actual out of pocket expenses amount […]
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